Is Your Home an Investment or a Lifestyle Choice? The Realtor's Take. As a realtor, one of the most common questions I hear from first-time homebuyers and seasoned owners alike is, "Is my home a good investment?" It’s a natural question, given the significant financial commitment involved. But let's take a closer look at what "investment" truly means in the context of your primary residence. The "Investment" Illusion: Why Your Home Isn't a Traditional Income Producer When we talk about investments in a financial sense – like stocks, bonds, or even a rental property – we're typically referring to assets that generate passive income or appreciate in value solely based on market forces, without active personal use. Your primary residence doesn't quite fit this definition. While its value may appreciate over time, it doesn't directly produce income for you (unless you rent out a portion of it, which then makes that portion an income p...
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Showing posts from June, 2025